Terms and Conditions

1. General Information

Bobby Hill Loans specializes in connecting customers with financing options through partnerships with auto dealerships and lending institutions. We are not a direct lender. All approvals, loan terms, and vehicle availability are subject to the decision of third-party lenders and dealerships.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age.
• Have a valid driver’s license or state-issued ID.
• Provide accurate and complete personal, financial, and employment information.
• Consent to credit verification if required by our partner lenders.

3. Loan Applications and Approvals

Submitting an application does not guarantee approval.

• All credit decisions are made by independent third-party lenders.
• Loan terms (interest rate, down payment, monthly payment, and approval amount) vary depending on creditworthiness, income, debt-to-income ratio, and lender requirements.
• Some programs may require a co-signer or proof of income.

4. Vehicle Availability and Pricing

• Vehicle availability is subject to change without notice.
• Prices listed on Marketplace or this website may reflect down payment amounts only, not the full purchase price of the vehicle.
• Final vehicle selection, pricing, and financing terms are determined at the dealership.

5. No Guarantee of Results

We cannot guarantee loan approval, specific interest rates, or vehicle availability. While wespecialize in helping individuals with challenging credit situations, results vary by applicant.

6. Privacy and Use of Information

• By submitting your information, you authorize us and our partner dealerships/lenders to review, process, and use your information for financing purposes.
• Your information will not be sold to unrelated third parties.
• Please review our Privacy Policy for more details.

7. Limitation of Liability

Bobby Hill Loans, its owners, employees, and affiliates are not responsible for:

• Credit decisions made by lenders.
• Changes in interest rates, terms, or vehicle availability.
• Errors or omissions in loan applications submitted by the applicant.
• Any damages or losses resulting from your use of this website or services.

8. Disclaimers

• All financing is subject to credit approval by third-party lenders.
• “$0 Down” and “Guaranteed Approval” programs may have restrictions and eligibility requirements.
• Approval programs vary by lender, dealership, and applicant credit profile.

9. Changes to Terms

We may update these Terms and Conditions at any time. Continued use of our website and services constitutes acceptance of the revised terms.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Bobby Hill Loans
810-287-3596
info@bobbyhill.loans
www.bobbyhill.loans